App for finding benefits across accounts and memberships

Are there any products similar to “My Benefits” or “My Perks”?

I’m looking for an app that can show all the benefits and privileges I’m entitled to through my bank accounts, credit cards, hotel memberships, and various online platforms.

Ideally, it could combine my location, the current time, and AI to answer questions such as:

What benefits can I use right now?
Are there any discounts, rewards, or special offers available nearby?
Which of my existing memberships includes perks that I may have overlooked?

I personally think such a product would be very useful. For example, BOC Pay+ from Bank of China (Hong Kong) recently offered a promotion for CNY payments in mainland China: twice per month, users could get CNY 5 off when spending CNY 30 or more.

There are also many easily overlooked benefits from services such as QQ Music memberships, Hema memberships, and Amap memberships, as well as account-opening bonuses, step-by-step account-opening guides, and tips on how to maximize different membership programs.

The main challenge is that the product would need to collect and continuously update a huge amount of benefits information from many different platforms. Users would probably also need to manually enter their membership tiers or account status for each service.

Honestly, I’m so interested in this idea that I’m considering building a product like this myself…

Are there any products built around the idea of “My Benefits”?

I’m looking for something that lets me view all the benefits and perks I have across my bank accounts, credit cards, hotel memberships, websites, apps, and other membership programs.

Ideally, it could combine my location, the current time, and AI to tell me what benefits I can use right now, what discounts are available nearby, and what deals or freebies I might be eligible for.

I personally think there is a real need for a product like this. For example, Bank of China (Hong Kong) recently offered a BOC Pay+ promotion for CNY payments in mainland China: twice per month, users could get RMB 5 off when spending RMB 30 or more.

There are also benefits bundled with QQ Music memberships, Hema memberships, Amap memberships, and many other services, as well as account-opening rewards, sign-up tutorials, guides, and tips on how to maximize these benefits.

The biggest challenge is that the platform would need to collect and continuously update a huge amount of benefits information from other services. Users might also need to manually enter their membership levels for different platforms.

Honestly, I’m seriously considering building a product like this myself…